Couple of terms from the Aff T&C's concern me... Sticking to the topic of course If an affiliate requesting a bank wire payout has not achieved the minimum payment threshold of 1,000 €/USD/GBP/AUD/CAD within 12 months then the affiliate has the right to request a wire payout but agrees to cover the costs of their incoming wire payment. There will be some affiliates who for example live in a Country where they can not hold a Neteller or Skrill Account. Maybe a newbie is included in that demographic. Hence, making $1K in a given month or even in 6 months might be a challenge. Grant bank wires cost fees BUT it's the affiliate's money NOT the programs. Hence the affiliate should be given the choice whether they want to wear the fees for anything under $1,000. To impose a no-go-zone for 12 months if under the $1K threshold, isn't what I'd call fair play. If the Affiliate disagrees with their payment received from the Affiliate Program then they have 20 days from the date their money is received to report their complaint. Their complaint must be emailed to the Affiliate Program at partnersATwagerjoint.com. If no reports are received within the 20 day period then it will be deemed that the Affiliate has acknowledged correct payment. Here's one of many possible hypothetical incidents which would impact this term. Leaving the affiliate out-of-pocket. Affiliate-A is single and lives by himself. A day or two before he usually received payment, he unfortunately falls down the stair. Five weeks later he's discharged from Hospital, only to discover he has been short changed on the last commission payment. The 20 days has well and truly expired. Just an inquisitive question fueled by these two terms, to whoever hands out these accreditation seals... Either these 2 terms were overlooked by accident or... They didn't concern you, if that later, why not? Apart from that the T&C's seem fair.