I try to use what is useful for me. Paid enough to the EU. In the past. You get the first € 100k back on a personal account. It could be a theory in a big crash, but for example with Icesave branches within the EU people got their money back. At Malta, I had a look. You mean the tax credit system? I'm having a Maltese LTD, but I don't use it that much, actually just for practical things. Must say things go very smooth there and that might be a big difference with for example Senegal. Cyprus I didn't know. It sounds interesting definitely, also because it's way more appealing to me than UK.