My crypto setup as a remote worker getting paid in USDT (living in Europe)

octav_parango

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Hi AGD! I'm not a crypto bro, just a guy who gets paid in USDT and needs to actually live on it. Want to share my current crypto setup, where I earn in USDT spend it with cash or crypto cards. Here's my current setup:
  • Receiving: Salary comes straight to Trust Wallet. Simple, no middleman. Trust is probablt THE most easiest wallet I have ever had.
  • Cash out: I cash out my USDT into cash via offline crypto exchanges. Send USDT — get EUR/USD cash or any other currency.
  • Spending: I loaded my Coca Card with a few thousand USDT — use it for daily expenses. Works everywhere like a regular card: cashback, Apple Pay, APY and a few other perks.
  • Trading: Sometimes I move some funds to Hyperliquid and trade BTC or ETH when the news looks interesting. I trade a few times per month — not small amounts, but no big leverage either. Only DEX, no CEX — I don't want my funds sitting on an exchange.
Why I am not using CEX – once my CEX account was blocked and my crypto CEX card also get blocked. I was travelling, not the best experience!


This is how I've been living for the last 3 years, and I'd say it's a pretty perfect setup — fast, with very few problems. What I still need to fix: I know I should move the bulk of my holdings to a Ledger. Still haven't done it. Classic.

Curious how others in Europe handle USDT income day-to-day. Any better setups?
 

eenzoo

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And your local tax authorities accepting USDT payments for your income/cooparate tax too?
 

kazzoffgrid

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what do you pay for cashing out? there's some crypto cards (nokyc) like Crypturion that allow you to cash out from ATMs apparently, wondering what's cheaper compared to otc to cash
 

thugger

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And your local tax authorities accepting USDT payments for your income/cooparate tax too?
I was about sayibgbhe probably lives in UAE and then realised he said Europe! Now I'm curious on how the taxes are handled
 
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